Pawnbroking
A pawnbroker is an individual or business (pawnshop or pawn shop) that offers secured loans to people, with items of personal property used as collateral. The items having been pawned to the broker are themselves called pledges or pawns, or simply the collateral. While many items can be pawned, pawnshops typically accept jewelry, musical instruments, home audio equipment, computers, video game systems, coins, gold, silver, televisions, cameras, power tools, firearms, and other relatively valuable items as collateral. If an item is pawned for a loan (colloquially "hocked" or "popped"), within a certain contractual period of time the pawner may redeem …
WikipediaPublications
NBER: National Bureau of Economic Research · 25 January 2024 English
Open banking (OB) empowers bank customers to share transaction data with fintechs and other banks. 49 countries have adopted OB policies. Consumer trust in fintechs predicts OB policy adoption and …
loans (column 3).37 We use student loans and pawnbroking as a placebo test for OB as these credit products … depend on consumer creditworthiness,38 while pawnbroking is backed by physical collateral and tends to … with this, neither student loans (column 4) nor pawnbroking (column 5) are associated with credit OB use …
IHEID: Geneva Graduate Institute · 2024 English
‘ritual services, magic, and medicine’ and ‘pawnbroking’, among others.41 Although such activities would …
IEA: Institute of Economic Affairs · 26 October 2023 English
There is the phrase that the ‘public are free to accept or reject bank cur- rency as they choose’ – the freedom of the public to reject a bank’s currency …
services for commerce in its area, including pawnbroking, currency appraisal and the issuance of drafts …
UNODC: United Nations Office on Drugs and Crime · 31 August 2023
The main authorities with functions relevant to preventing and countering corruption are the Integrity Commission, the Anti-Corruption Unit within the Ministry of Justice and Legal Affairs, the Public Service Commission, …
providers. Also covered are entities conducting pawnbroking activities, car dealerships, and dealers in precious …
ETUI: European Trade Union Institute · 5 May 2023 English
This book is of notable interest. It reconstructs the history of the dramatic events of the second half of the 20th century that took place in certain eastern European countries, …
The constant long queues before the central pawnbroking office showed how essential and important that …
HKIHSS: Hong Kong Institute for the Humanities and Social Sciences · 2023 English
Köll (University of Notre Dame) - A History of Pawnbroking in China across the 20th Century: Examples of … current book project on the business history of pawnbroking institutions and their managerial and financial …
CSJ: Centre for Social Justice · 25 November 2022 English
We are delighted to have worked in partnership with the Centre for Social Justice to deliver a powerful report that highlights the challenge of the cost of living on those …
18% Use a local corner shop or a payday loan, pawnbroking loan, small store of a chain supermarket in-person … to 17 per cent of all people. Payday loans, pawnbroking loans, and doorstep lenders all featured in this …
SMF: Social Market Foundation · 3 May 2022 English
resolve the issue between banks and the pawnbroking sector. [...] Dr Joanne Atkinson of the University of Portsmouth has suggested that the decline of pawnbroking may increase the risk of financial exclusion … the emergent picture of pawnbroking customers and why they use pawnbroking services is one of necessity. [...] In the context of industry decline and the closure of pawnbroking shops, this raises some …
Extending credit Understanding pawnbroking customers' options Jake Shepherd Kindly supported by SOCIAL … Chapter Two – Understanding pawnbroking 12 Chapter Three – Understanding pawnbroking customers’ options 20 … reflect those of the sponsor. Thanks to all pawnbroking customers who gave up their time to participate … market. This report does not make the case for pawnbroking or make the case against it. We take no position … would happen then? Given the declining number of pawnbroking shops in the UK, that question is not fanciful …
CLS: Community Legal Services of Philadelphia · 2022 English
refuse license for any conviction of engaging in pawnbroking business without license; may deny for crime …
EU: European Union · 1 July 2021 English
2013. 62 UK Financial Conduct Authority, 2018, Pawnbroking sector review. 14 In the light of the …
