Savings Banks
A savings bank is a financial institution whose primary purpose is accepting savings deposits and paying interest on those deposits. They originated in Europe during the 18th century with the aim of providing access to savings products to all levels in the population. Often associated with social good these early banks were often designed to encourage low-income people to save money and have access to banking services. They were set up by governments or by socially committed groups or organisations such as with credit unions. The structure and legislation took many different forms in different countries over the 20th century. …
WikipediaPublications
World Bank Group · 20 May 2024 English
The importance of data in the economy is exponentially growing. Although the amount of data generated and analyzed in the economy has always grown, the recent growth in data generation …
Cooperatives and securities companies — Apr 2021: Savings banks — May 2021: Credit card companies — Jul 2021: … reciprocity. As various sectors such as mutual savings banks, credit card companies, insurance companies … in the financial industry, including banks, savings banks, and cooperative financial institutions (such … financial investment business companies, savings banks, mutuals, and community credit cooperatives …
SUERF: SUERF The European Money and Finance Forum · 8 May 2024 English
Panel C plots the evolution of the number of bank branches by municipality between 2001 and 2023 against the adult population of each municipality (each dot in the figure corresponds …
Handelsbanken (SHB), Swedbank (SWED), and all savings banks grouped together (SBs). Panel C plots the evolution …
IPC-IG: International Policy Center for Inclusive Growth · 19 April 2024
The support of local experts and institutions have enriched the exchange of experiences and the debate on the countries analysed, contributing to the quality of this study. [...] Gonçalves da …
and promotion of cooperative societies and savings banks. y Allow for labour authorities to inspect and …
CEPR: Centre for Economic Policy Research · 17 April 2024 English
In his non- profit activity, Vladyslav served as a member of the National Reform Council (2014-2016), Chair of the Banking Committee of the American Chamber of Commerce in Ukraine (2010-2014) …
pillars of the banking system in Germany – savings banks, cooperative banks, private banks, public sector …
EU: European Union · 16 April 2024 English
Case studies - this study was initiated as one of the follow-up actions to the European Parliament resolution of 21 January 2021, which called upon the Commission to propose a …
of regional government and civil society (savings banks, Chamber of Commerce, etc.). The university’s …
EU: European Union · 15 April 2024 English
This paper extends Boone (2008) by introducing a competition measure at the individual firm level rather than for an entire market segment. It is based on the elasticity between profits …
applications of MRP to commercial, cooperative, and savings banks in the loan markets across Austria, Germany … comparatively wide in Spain and narrow for savings banks. Our new MRP metric correlates significantly … banks are cooperative and savings banks. About four out of the five savings banks are from Germany and about … Germany has a large system of cooperative and savings banks (Sparkassen). Other countries with a relatively … high for cooperative banks. Marginal costs of savings banks are compared to those of commercial and cooperative …
StAR: Stolen Asset Recovery Initiative · 8 April 2024 English
17: a) the settlor/trustor(s); b) the trustee(s); c) the protector(s), if any; d) the beneficiaries, or - in the case that the individual persons who are the beneficiaries of the …
foundations pursuant to Article 66 VAG 2016, savings banks transformed into the legal form of private foundations … foundations pursuant to Article 27a of the Savings Banks Act (SpG; Sparkassengesetz), foundations established … tsgesetz - Versicherungsvereine) VAG 2016) savings banks (Sparkassen) Savings Bank Act (Sparkassengesetz …
TAPRI: The Australian Population Research Institute · 6 April 2024 English
In Australia the main political beneficiaries from the cost-of-living and housing crises are the parties on the left, particularly the Greens. [...] The right-leaning parties that have challenged aspects of …
building. This was operationalised via the Savings Banks and Building Societies. However, these interest …
IMF: International Monetary Fund · 29 March 2024 English
We construct a country-level indicator capturing the extent to which aggregate bank credit growth originates from banks with a relatively riskier profile, which we label the Riskiness of Credit Origins …
2008 (United States Senate, 2010). Spanish savings banks, which were at the epicenter of the Spanish …
NBER: National Bureau of Economic Research · 27 March 2024 English
The lack of universal deposit insurance coverage can create liquidity risk during financial crises. This aspect of deposit insurance is hard to test in modern data because of the broad …
returned with a small interest...The failure of savings banks and consequent loss, especially to the poorer … Postmaster General naively says: 'These postal savings banks will not compete in any way with our present … that the accessibility and safety of postal savings banks would encourage excessive withdrawals from … depositories. For example, 2,097 of the 5,855 postal savings banks in 1928 had less than $100 of deposits3 and … might have weakened the attraction of postal savings banks. Therefore, if the effect of postal savings …
