However, the likelihood of FI for public employees decreased between 2016 and 2022, which explains the very limited job opportunities in the public sector in Palestine due to the financial crises that the Palestinian government has faced in the last few years owing to the occupation’s constraints and the COVID-19 crisis. [...] Despite the efforts of the regulatory authorities to bridge the gender gap in FI after 2016, the results of the KOB decomposition approach combined with the RIF regression in Table 4 show that the FI gender gap has preserved its high level in both 2016 and 2022. [...] The incidence of poverty grew steadily due to the negative percussions of the pandemic; the widespread impact of COVID-19 significantly increased the number of individuals facing poverty in the West Bank and the Gaza Strip. [...] Conclusion and policy implications Using the results from two nationwide surveys, this study analyzes the factors contributing to the gender gap in accessing financial services and the factors contributing to the widening gender gap in Palestine between 2016 and 2022. [...] Despite interventions by the regulatory authorities in Palestine (PMA and PCMA) to bridge the gender gap in FI, the results show that the FI and financial literacy gender gap remained high in 2016 and 2022.
Authors
- Pages
- 39
- Published in
- Egypt
Table of Contents
- Explaining The Gender Gap in Access to Traditional and Digital Financial Integration in The Aftermath of Covid-19 A Case Study of Palestine 1
- EXPLAINING THE GENDER GAP 2
- IN ACCESS TO TRADITIONAL 2
- AND DIGITAL FINANCIAL INTEGRATION 2
- IN THE AFTERMATH OF COVID-19 2
- A CASE STUDY OF PALESTINE 2
- Working Paper No. 1734 2
- September 2024 2
- Send correspondence to 2
- Abstract 4
- Keywords JEL Classifications 4
- 1. Introduction 5
- 2. Literature review 6
- 2.1. Digital FI and COVID-19 9
- 3. Methodology and Data 11
- 3.1. Methodology 11
- 3.2. Data 12
- 3.3. Variables and Summary Statistics 13
- Table 1. Summary statistics by year and gender 15
- 4. Results and discussion 15
- 4.1. FI determinants 16
- Table 2. Determinants of FI by gender for the years 2016 and 2022 19
- Table 3. Determinants of financial literacy by gender for the years 2016 and 2022 20
- 4.2. Decomposition of FI gender gap 20
- Table 4. Decomposition of FI gender gap decomposition in 2016 2022 22
- Table 4. Decomposition of FI gender gap decomposition in 2016 2022 continued 23
- 4.3. Decomposition of intertemporal FI gender gap 23
- Table 5. Decomposition of intertemporal FI gender gap between 2016 and 2022 25
- 4.4. Financial technology and gender FI 25
- Table 6. Oaxaca-Blinder decomposition results for the gender gap in financial technology 2022 27
- Table 7. The Impact of Financial Technology on FI and Financial Literacy Based on Sex 2022 29
- 5. Conclusion and policy implications 29
- References 32
- Appendix 37
- Table 5.1. Decomposition of intertemporal FI gender gap between 2016 and 2022 37
- Table 5.1. Decomposition of intertemporal FI gender gap between 2016 and 2022 continued 38
- Table 5.1. Decomposition of intertemporal FI gender gap between 2016 and 2022 continued 39
