Illustrative Example of a Voluntary National Private Option for Paid Family and

They would have to offer the same benefits to all their employees, regardless of whether the workers live in a state with a PFML program. [...] Require employers to meet the more generous of the substantive benefit between the national minimum and the state standards. [...] S U B S T A N T I V E B E N E F I T S In the following example of a national minimum standard, employers would need to meet the more generous of the substantive benefit between the national and the state standards. [...] However, if the state-provided benefit is different than the employer-provided benefit, the employer must pay the greater of the two. [...] Similar to state PFML programs that allow employers to opt out to offer a voluntary private plan, employers in the national private plan would be expected to cover part of the cost of the benefit and could not charge employees more than they would pay into the state program.