The Homelessness Income Cut Off - Ron Kneebone and Margarita Wilkins

Table of Contents

• Volume 1721 December 2024 1
• TABLE OF CONTENTS 2
• EXECUTIVE SUMMARY 3
• INTRODUCTION 4
• WHAT DOES IT MEAN TO BE AT RISK OF HOMELESSNESS 5
• THE MBM POVERTY LINE IS NOT THE HICO 5
• WHAT THEN IS THE HICO 6
• MINIMIZING HOUSING EXPENDITURES 6
• MOVING TO LESS EXPENSIVE HOUSING 6
• Table 1 Annual Savings from Moving to Less Expensive Housing Toronto 2022 7
• MOVING TO MORE CROWDED HOUSING 7
• Table 2 Annual Savings from Moving to Less Expensive and More Crowded Housing Vancouver 2022 8
• MINIMIZING OTHER EXPENDITURES 8
• CALCULATING THE HICO 9
• Table 3 HICO Calculation and Comparisons Calgary 2022 10
• Table 4 HICO Calculation and Comparisons Other Cities 2022 12
• THE HICOS SENSITIVITY TO OUR ASSUMPTIONS 14
• Table 5 Sensitivity of HICO Calculations for Calgary 2022 14
• THE SOCIAL ASSISTANCE GAP OVER TIME 15
• Figure 1 The Social Assistance Gap for a Couple Family with Two Children by City 20152022 15
• Figure 2 The Social Assistance Gap for a Lone Parent with One Child by City 20152022 16
• Figure 3 The Social Assistance Gap for a Single Person by City 20152022 16
• DISCUSSION AND CONCLUSION 17
• REFERENCES 18
• A1 APPENDIX HICO CALCULATIONS BY CITY OVER TIME ALTERNATIVE ASSUMPTIONS 20