Changing the Narrative - on Student Borrowers of Color

families face a different set of choices than others, and they urge the policy community to take the long view of affordability and But real progress over time depends on setting up the right accountability—one that acknowledges the fact that Black graduates conversation and narrative. [...] Black borrowers tend to borrow the most, have higher loan balances and the highest As Black scholars who have, for many years, been studying rates of default and delinquency while in repayment (Baker the student loan crisis and raising awareness of the dispro- 2019). [...] This counter about the cost of college and financing options to students and narrative, which compels us to look inward and challenges families and work to minimize bias in financial institutions and our understanding of Latino student experiences, also forces schools. [...] We also need a paradigm shift that acknowledges the us to re-examine existing systems and forge new approaches Latino community’s strengths and heterogeneity and addresses and solutions that reflect the reality of Latino students as they the systemic failures in supporting this community. [...] continues to materially benefit from Indige- nous lands, the first peoples of this land (Native students) Prior to the establishment of the United States, Native peoples struggle to afford college and contribute to efforts to build cared for, protected, and cherished every stretch of land.