cover image: McKell Insti tute - The Effects of Super for Housing Policies on Australian

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McKell Insti tute - The Effects of Super for Housing Policies on Australian

16 May 2022

Whether they will end up better or worse off depends in turn on a number of factors including: The increase in wealth arising from earlier access to home ownership, assuming that housing prices grow over time; The savings made by ceasing payment of rent earlier in the life-cycle, and redirecting the cash flows to savings or paying down a home loan; The decrease in wealth arising from the withdrawa. [...] The measure of house adult household member with the highest being a home owner with weekly hours worked The coefficients on the savings variables are prices used in the new variable is the observed record income of any adult household member, (with the exception of the highest band of this interesting and show some instability between future house purchase price for the individual and aggregated. [...] Next, we created variables to The main difference between models 1 and 2 level of savings is not statistically significant from renting to home ownership, it is the LGA denote the tenure of the household in each lies in the treatment of household savings and as a continuous variable. [...] the important variable from the perspective of Melbourne 69,340 25,415 2.85 the simulation exercise summarised in the next We assume that the effect of any policy to allow section. [...] save for a home deposit if they do not access super Limitations of the study, and further directionsHow much it might be possible to withdraw from super for the purposes of bolstering a To our knowledge, this report sets out the first home loan deposit sophisticated attempt to model the connections between the flow of home loan finance, and In Appendix 4 we set out the results of a house price gro.
Pages
24
Published in
Australia