The topic of fair lending in the United States covers a cluster of federal legislation originally signed into law during the 1960s and 1970s, including the Fair Housing Act (FHA), Equal Credit Opportunity Act (ECOA), Home Mortgage Disclosure Act (HMDA), and the Community Reinvestment Act (CRA). The enforcement of these laws often follows the political cycle, as enforcement and the amendment of the underlying regulations are decidedly a higher priority during Democratic presidential administrations than Republican.
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- United States of America
