TEhe Cmentre for Social and Economic Progress (CSEP) conducts in-depth, policy-relevant research and provides evidence-based recommendations to the challenges facing India and the world. [...] CSEP is based in New Delhi and registered as a company limited by shares and not for profit, under Section 8 of the Companies Act, 1956. [...] Table of Contents Executive Summary 5 Abbreviations 7 1 Introduction: Universal Health Coverage and health insurance 8 2 Voluntary health insurance and i. [...] Expansion of Health insurance in India: State, markets and VHI. [...] Health insurance schemes in India (central and state government).