Creditworthiness

A credit risk is risk of default on a debt that may arise from a borrower failing to make required payments. In the first resort, the risk is that of the lender and includes lost principal and interest, disruption to cash flows, and increased collection costs. The loss may be complete or partial. In an efficient market, higher levels of credit risk will be associated with higher borrowing costs. Because of this, measures of borrowing costs such as yield spreads can be used to infer credit risk levels based on assessments by market participants. Losses can arise in a number …

Wikipedia

Publications

Moody's Analytics · 21 March 2024 English

An upbeat, if still cautious, tone characterized the March meeting of the Federal Open Market Committee. The fed funds rate target, as anticipated, was kept unchanged, despite higher-than-expected consumer price …

generally in line with high-yield spreads. creditworthiness of borrowers and see the overall economy as MOODY’S credit rating is an opinion as to the creditworthiness of a debt obligation of the issuer, not on


World Bank Group · 20 March 2024 English

(Current) 2025 Value lack of measurement of creditworthiness No credit rating No credit rating -- Date


IEEFA: Institute for Energy Economics and Financial Analysis · 20 March 2024 English

Oil and Gas Industry Ends 2023 With a Weak Comeback and a Negative Outlook Tom Sanzillo, Director of Financial Analysis January 2024 Oil and Gas Industry Ends 2023 With a …

agencies turn their substantial database and creditworthiness analytics into a robust tool that can chart


BusinessNZ · 20 March 2024 English

many large companies, with around two- thirds of listed companies reporting less On the positive side of the ledger, the Government has got out of the blocks in a rush …

when assessing the capacity of a borrower’s creditworthiness. Stress tests of banks conducted by the RBNZ


C.D. Howe Institute · 19 March 2024 English

Cultural and historical barriers translate into the unwillingness of non-Indigenous institutions to provide fair and unbiased treatment to Indigenous customers and clients. [...] An IDB that operates on broad commercial …

customers and clients. There are also fundamental creditworthiness barriers; financial track records are often


World Bank Group · 18 March 2024 English

The document collection focuses on the Madagascar Urbanization Review, which aims to provide policy advice to the Government of Madagascar on leveraging cities as drivers of growth and structural transformation. …

municipal borrowing : Focus on improving the creditworthiness and ab- sorptive capacity of urban communes


Global Risk Institute in Financial Services · 18 March 2024 English

The views, and opinions expressed by the authors are not necessarily the views of GRI. [...] Permission is hereby granted to reprint the “Demystifying Decentralized Finance: Understanding Promises and Pitfalls” …

blockchain, which makes it difficult to assess the creditworthiness of borrowers. The over-collateralization can


NBER: National Bureau of Economic Research · 14 March 2024 English

In the face of rising climate risk, financial institutions may adapt by transferring such risk to securitizers that have the skill and expertise to build diversified pools, such as Mortgage-Backed …

Master file includes information about the creditworthiness of the applicant (FICO score), the characteristics


Moody's Analytics · 14 March 2024 English

February’s CPI report marks consecutive months of stronger-than-expected U.S. inflation. The 0.4% increases in both the headline and core CPI were a touch above our call for 0.3% growth. The …

was disrupted in recent years, but the the creditworthiness of borrowers and see the overall decline in MOODY’S credit rating is an opinion as to the creditworthiness of a debt obligation of the issuer, not on


Urban Institute · 13 March 2024 English

In response to a request for information from the US Department of the Treasury, Urban experts prepared this comment letter to guide the department's development of a national financial inclusion …

assess a household’s ability to repay, or creditworthiness, is only facially race-neutral, which we will their biggest expense factored into their creditworthiness. Consequently, Black and Latino consumers


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