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52% • Manufacturing • Services Source: Udyam Registration Publication Figure 2.1: Activity share of MSMEs across the three categories of MSME According to the 2020-21 Annual Report of the Ministry of MSMEs, the top five states with the highest concentration of manufacturing MSMEs are Uttar Pradesh, Maharashtra, Tamil Nadu, Karnataka, and Gujarat. [...] • Ease in repayment, after completion of moratorium period, principal shall be fully repaid within the tenor of loan (as per sanction) in form of Principal Equally Distributed (PED) Export Credit Re- • ECR is a scheme, by the Reserve Bank of India Financing (ECR) (RBI) to provide short-term credit to banks and financial institutions for export credit at the prevailing repo rate under the Liquidity. [...] 64 • The scheme aims to increase the availability of credit to exporters and to support export growth. [...] If the license holder has fulfilled 75% or more of the specific export obligation and 100% of the average export requirement, if any, in less than 50% of the original term, the remaining export obligation will be waived. [...] • Partial redemption of the paid duty, to be a certain percentage, where the identity of the goods is clearly defined by the authorised personnel from the Customs.