Barack Obama currently has the following health-care ad in the field. It's an effort to make Obama's health plan appear moderate. That's quite a trick, considering the plan might give Washington more control over the health-care sector than the Clinton health plan. So pretty much the only way they could create the appearance of moderation was to write a script that is false or misleading in every particular. The ad begins: Those are not opposing extremes. In fact, Obama pursues government-run health care, higher taxes, and insurance companies denying coverage, all at once.
- Obama expands government-run health care. Obama proposes to create a new government-run health care program modeled on Medicare for people under age 65. One estimate suggests that program would enroll 45 million Americans. He also proposes to expand Medicaid and the State Children's Health Insurance Program. Those expansions would enroll at least another 6 million Americans in government programs. He also gives government a great deal more control over private-sector health care. (See below.)
- Obama pursues higher taxes. Funding those government programs will require higher taxes. Obama admits he would raise taxes on those earning more than $250,000 per year, but that's just the tip of the iceberg. Obama would increase taxes on (nearly) all workers. His proposed "pay or play" employer mandate would take money out of workers' paychecks before workers even see it. Finally, Obama would require insurance companies to charge healthy 18-year-olds the same premiums as 55-year-olds with multiple chronic conditions. That constitutes a further tax on young and healthy workers that would force them to pay far more in premiums than they generate in costs.
- Obama encourages insurers to deny coverage. If the average 18-year-old makes $1,000 in claims per year, the average 55-year-old makes $20,000 in claims, and each pays a premium of $12,000, whom will insurance companies court, and whom will they avoid? By requiring insurers to charge everyone the same average premium, Obama guarantees that insurers will avoid and provide lousy care to the sick whenever possible. That problem already exists in states with community-rating laws and the Medicare program. It doesn't even matter if insurers deny care to the sick deliberately or not; Obama would reward them even if they do so unintentionally. Finally, Obama proposes a new federal agency whose very purpose is to help insurers deny care.
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- United States of America