Nevertheless, the continuing make verification too easy relative to the risk of debate over the use of biometrics in situations the transaction, then the wrong people can get such as surveillance and law enforcement access to sensitive personal data. [...] biometric component to achieve a high level of The second issue in closing the digital assurance needed by federal agencies to ensure verification divide is that the use of biometrics legitimate access to restricted information or for identity verification has been mistakenly accounts requiring identity verification. [...] A typical identity misrepresenting the capabilities of Login.gov to verification system might use a face-matching the agencies using (and paying for) the system, algorithm that does a “1 to 1” comparison according to a report released in March 2023 by between an individual’s face and a particular the GSA Inspector General. [...] It is important in providing access to CSP services to a larger In particular, an integrated system that includes portion of the population and in reducing both biometric face matching and the ability the costs to both the applicant and the to verify users via alternative channels, such CSP. [...] The NIST Guidelines note that “the use harder to fool the system with a picture of a face of trusted referees is intended to assist in the or an AI-generated deepfake.
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- United States of America
Table of Contents
- SEPTEMBER 2024 1
- DR. MICHAEL MANDEL PROGRESSIVE POLICY INSTITUTE 1
- INTRODUCTION 2
- BACKGROUND 4
- TABLE 1 ADVANTAGES AND DISADVANTAGES OF FOUR APPROACHES TO STAND-ALONE VERIFICATION 7
- COST SCALABILITY FRAUD INCLUSIVITY BIAS 7
- STAND-ALONE PASSIVE PROFILING 7
- STAND-ALONE KNOWLEDGE- BASED VERIFICATION 7
- STAND-ALONE BIOMETRICS FACE MATCH WITH DOCUMENT PLUS LIVENESS TEST 7
- STAND-ALONE TRUSTED REFEREE DIGITAL VIDEO INTERVIEW 7
- DIGITAL VERIFICATION DIVIDE IN STAND-ALONE AND INTEGRATED SYSTEMS 7
- FIGURE 1. ID.ME USERS VERSUS POPULATION BY ZIP CODE STRATIFIED BY MEDIAN INCOME 8
- FIGURE 2. SHARE OF APPLICANTS USING TRUSTED REFEREE BY ZIP CODE MEDIAN INCOME 9
- BIOMETRICS 9
- FIGURE 3. SELFIE MATCH PASS RATES BY ZIP CODE STRATIFED BY MEDIAN INCOME 10
- FIGURE 4. SELFIE MATCH PASS RATES BY ZIP CODE STRATIFED BY SHARE OF POPULATION IDENTIFYING AS BLACK OR AFRICAN AMERICAN 11
- ONLINE RECORDS 11
- FIGURE 5. ONLINE RECORDS PASS RATE BY ZIP CODE STRATIFIED BY MEDIAN INCOME 12
- CONCLUSIONS CLOSING THE DIGITAL VERIFICATION DIVIDE 12
