no title

Despite low of behavioral tools such as anchoring and mental current usage, the authors argue that the increasing accounting in conjunction with digital savings tools adoption of digital finance in India, particularly digital to improve women’s adherence to savings goals and payments, indicates understated potential for digital address common financial planning challenges. [...] information on fraud prevention, effective redressal mechanisms, and clear guidelines to empower 1 Given the rapid uptake of digital finance in India, Findings especially the proliferation of digital payments1, digital savings is not far behind. [...] Further, extant literature has Results from the study establish a premise for shown that savings and income contribute to women’s digital savings as a tool for women’s economic bargaining power and agency at the household level. [...] Women show a strong affinity and lessons from a qualitative study aiming to extend for savings as a route toward financial stability and established insights to include the interplay of digital better standing within the household, and they are savings, digital finance, and women’s economic willing to take up digital finance to achieve these empowerment. [...] This informal of digital savings lags far behind that of digital exchange builds trust, alleviates fears, and payments and digital credit and bridging this gap will encourages more women to explore digital require a major push from both policymakers and banking.