Authors
Michael Karpman, Fredric Blavin, Jessica Banthin, Vincent Pancini
- Pages
- 36
- Published in
- United States of America
Table of Contents
- Michael Karpman Fredric Blavin Jessica Banthin Vincent Pancini 1
- October 2024 1
- Contents 3
- Acknowledgments 4
- Executive Summary 5
- Health Care Affordability in Employer versus Private Nongroup Coverage before ARPA 7
- Introduction 7
- Characteristics of Adults with ESI and Nongroup Coverage 9
- Out-of-Pocket Cost Burdens 11
- Delayed and Forgone Care 15
- Problems Paying Medical Bills 17
- Discussion 19
- Extending ARPAIRA Premium Subsidies 19
- Enhancing CSRs 20
- Removing the ESI Firewall 20
- Expanding Covered Services and Addressing Administrative Burdens 21
- Slowing Cost Growth 21
- Targeting Resources Based on Need 21
- Conclusion 22
- Methods 22
- Data and Sample 22
- Affordability Measures 23
- Analysis and Limitations 24
- Appendix 26
- Notes 28
- References 30
- About the Authors 33