Includes realised gains and losses and revaluation of equity, debt and other investments, net interest and trading income (which represents the interest earned from debt investments and the funding costs associated with Macquarie Capital’s balance sheet positions), share of net losses from associates and joint ventures, credit and other impairment (charges)/reversals, other (expenses)/ income, int. [...] • The timing and actual number of ordinary shares purchased under the buyback will be subject to a number of factors including the Group’s surplus capital position, market conditions and opportunities to deploy capital by the businesses Dividend and Dividend Reinvestment Plan (DRP) • On 2 Jul 24, the DRP in respect of the 2H24 dividend was satisfied through the allocation of ordinary shares at a p. [...] © Macquarie Group Limited 50 Introduction Overview of Result Result Analysis and Financial Management Outlook Appendices Banking and Financial Services Result 1H25 2H24 1H24 • Net interest and trading income of $A1,326m, down 3% on 1H24 $Am $Am $Am – Margin compression, reflecting changes in portfolio mix and ongoing lending and deposit competition Net interest and trading income1 1,326 1,285 1,36. [...] The Bank Group comprises BFS and CGM (excluding certain assets of the Financial Markets business, certain activities of the Commodity Markets and Finance business and some other less financially significant activities which are undertaken from within the Non-Bank Group). [...] The Non-Bank Group comprises MAM, Macquarie Capital and certain assets of the Financial Markets business, certain activities of the Commodity Markets and Finance business and some other less financially significant activities of CGM.
Authors
- Pages
- 71
- Published in
- Australia
Table of Contents
- Cover Slide 1
- Disclaimer 2
- Outline 3
- Cover - Introduction 4
- Cover - Overview of Result 5
- About Macquarie 6
- 1H25 Results 7
- 1H25 net profit contribution from Operating Groups 8
- 1H25 net profit contribution 9
- Assets under management 10
- Diversification by region 11
- Diversification by region 12
- Macquarie Asset Management 13
- Banking and Financial Services 14
- Commodities and Global Markets 15
- Macquarie Capital 16
- Funded balance sheet 17
- Basel III capital position 18
- Business capital requirements - Option 1 19
- Strong regulatory ratios 20
- Interim dividend 21
- Cover - Results Analysis and Financial Management 22
- Income statement key drivers 23
- Macquarie Asset Management - Option 2 24
- MAM AUM movement 25
- Banking and Financial Services 26
- Banking and Financial Services 27
- Commodities and Global Markets 28
- Strong underlying client business 29
- Macquarie Capital 30
- Macquarie Capital - Sector exposures 31
- Costs of compliance 32
- Balance sheet highlights 33
- Diversified issuance strategy 34
- Continued customer deposit growth 35
- Loan and lease portfolios 36
- Equity investments 37
- Regulatory update 38
- Bank Group Basel III CET1 Ratio 39
- Strong liquidity position maintained 40
- Capital management update 41
- Cover - Outlook 42
- Short - term outlook 43
- Short-term outlook with Image 44
- Medium-term outlook 45
- Medium-term outlook 46
- Approximate business Basel III Capital and ROE 47
- Presentation to investors and analysts 48
- Cover - Appendix A 49
- Macquarie Asset Management 50
- Banking and Financial Services 51
- Commodities and Global Markets 52
- Macquarie Capital 53
- Corporate 54
- Cover - Appendix B 55
- Macquarie funding structure 56
- Funded balance sheet 57
- Funding for Macquarie 58
- Funding for the Bank Group 59
- Funding for the Non-Bank Group 60
- Explanation of funded balance sheet reconciling items 61
- Conservative long standing liquidity risk management framework 62
- Cover - Appendix C 63
- Macquarie Basel III regulatory capital 64
- Macquarie APRA Basel III regulatory capital 65
- Macquarie regulatory capital 66
- Macquarie regulatory capital 67
- Cover - Appendix D 68
- Glossary 69
- Glossary 70
- Presentation to investors and analysts 71
