Risk Assessment & Control Coordination for AI services : - Case07 Loan Examination AI - Institute for Future Initiatives, The University of Tokyo

PowerPoint プレゼンテーション Risk Assessment & Control Coordination for AI services : Case07 Loan Examination AI Institute for Future Initiatives, The University of Tokyo Technology Governance Research Unit AI Governance Project How to operate the RCModel - Risk Assessment & Control Coordination - Step1 Define the “values and objectives to be achieved” by AI services Risk Assessm ent Step2 Examination of. [...] The applicant enters survey the information and desired loan amount on the web screen, and obtains a score, interest rate and borrowing limit output by the AI service. [...] The person in charge of Bank A's loan department provides a detailed loan estimate by referring to the score, interest rate and borrowing limit output by the AI service. [...] Case07 : Loan Examination AI - System Overview - AI System Bank A) Model Development Department Predict scoring and limit amounts for loan applications Bank A) IT Services Department/Loan Execute final decision for loan examination (may overturn primary AI AI Service Provider Department decision) Users Applicant, Bank A) Loan Department Leader Apply for loan examination AI Development/Learning Env. [...] *Learning data frame and actual data frame are designed to be identical Case07 : Loan Examination AI - Input & Output - [Output] Users Applicants Bank A loan department Alert information: Applicant info when borrowing limit falls Output Prediction of score, interest rate and borrowing limit below the applicant's desired loan amount Lists applicant info when borrowing limit falls below the Predicte.