Financial Inclusion of Micro, Small and Medium Enterprises in Zimbabwe

This happens include the cost of products and where the products are unsuitable services; the complexity of financial and the requirements for setting up products and services and the accounts or services are problematic treatment received from service for the target group. [...] A lack this is achieved through access of trust in the banking systems to cheap and affordable finance, is commonplace in developing financial literacy programs or countries where systems are open through the promotion of new to political sway and this negatively trading structures that minimise impacts the level of inclusion of barriers to market entry and trade. [...] The The importance of early-stage access level of inclusion is significantly to finance is also signified by the influenced by policy and the high termination rates of MSMEs prevailing law (Sykes et al., 2016), due to un-supportive environments and the systems of support that and lack of financing for growth are put in place determine the ease and expansion. [...] The majority access to bank accounts whilst that (88%) of the businesses that number rises to 48% in the urban experience restrictions run areas, 24% of urban enterprises micro enterprises, whilst no and 17% of rural enterprises medium enterprises experienced cannot afford a bank account whilst any restrictions (see Figure 28 19% of urban and 15% of rural below). [...] in Small Enterprises to determine the level of access to As shown in Figure 50 below, products from different financial we found that just over half the institutions, we attempted to find population, (51%) of enterprises have out the habits of MSMEs when it planned for savings of some sort.