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The perceptions were elicited by showing the selected female and male adult survey respondents, typically spouses, the same picture of a standardized toilet and asking a series of questions related to the costs (monetary and non-monetary) and benefits of such a toilet.3 We combine the responses to construct measures of perceptions of monetary costs, non-monetary costs and benefits of the toilet. [...] Building on predictions from the theoretical framework, and exploiting the random allocation of the microcredit program to GPs, we then estimate how the documented intra-household differences in perceptions and bargaining power impact household de- cisions at the borrowing and construction stages of the sanitation investment process, and hence the success of the sanitation microcredit intervention. [...] The GP, the unit of randomization of the cRCT, is the smallest administrative unit in India and is charged with the implementation of numerous programs including the government’s sanitation policy. [...] The female respondent was usually the mother of the youngest child in the household, or the spouse of the household head. [...] Changes in θf and θm do not affect the expression on the right-hand side of (9), while the effect on the left-hand side is simply the aggregate of the effects we deduced in the previous subsection.