pages 39 to 91 of the Base Prospectus dated 10 June 2022 relating to the Programme

Terms and Conditions Date of the first Tranche of the relevant PR Debt Instruments (each, the “ISDA Definitions”) and under which: (A) the Floating Rate Option is as specified in the relevant Final Terms; (B) the Designated Maturity (if applicable) is a period specified in the relevant Final Terms; (C) the relevant Reset Date is the day specified in the relevant Final Terms; (D) if the specified F. [...] “Benchmark Replacement Date” means the earliest to occur of the following events with respect to the then current Benchmark (including the daily published component used in the calculation thereof): (a) in the case of clause (a) or (b) of the definition of “Benchmark Transition Event”, the later of (i) the date of the public statement or publication of information referenced therein and (ii) the d. [...] To exercise such option, the PR Debt Instrument Holder must complete, sign and deposit at the specified office of, in the case of a Bearer PR Debt Instrument, the I&P Agent or, in the case of a Registered PR Debt Instrument, the Registrar or the Transfer Agent, a redemption notice in the form obtainable from the I&P Agent or the Registrar or the Transfer Agent (as applicable) not less than 45 days. [...] 7.2.2 Payment of interest in respect of Registered PR Debt Instruments Payment of interest due in respect of Registered PR Debt Instruments will be paid to the PR Debt Instrument Holder (or, in the case of joint PR Debt Instrument Holders, the first named) as appearing in the Register as at opening of business (local time in the place of the specified office of the Registrar or the specified offic. [...] The events of default in respect of the PR Debt Instruments are: (a) (non-payment) the Issuer fails to pay any principal or any interest in respect of the PR Debt Instruments or the relevant Series or any of them within 14 days of the relevant due date; or (b) (other obligations) the Issuer defaults in performance or observance of or compliance with any of its other obligations set out in the PR D.