PolicyLink Presentation 10 Fannie Mae and Freddie Mac (the GSEs) Mortgages generally The secondary mortgage market ● Landlords borrow money from ● The GSEs buy mortgages from the bank to buy properties. [...] promises to pay back the ● The GSEs pools those loans into money over time through mortgage-backed securities monthly mortgage payments to and sell the securities to the bank. [...] ● The political impetus from the White House means that, even though the RFI process is purely advisory, the FHFA has significant incentive to take the process seriously and work to ensure that some tangible long-term outcomes result from it. [...] ● Given the breadth of the portfolios of the FHFA’s regulated entities, the range of tenant protections that could be adopted is broad. [...] Source: PolicyLink Presentation 35 Tenant Right to Organize ● Guarantee tenants of homes with FHFA-backed mortgages the right to organize ● The risk of landlord ret.
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- United States of America