Student Loans

A student loan is a type of loan designed to help students pay for post-secondary education and the associated fees, such as tuition, books and supplies, and living expenses. It may differ from other types of loans in the fact that the interest rate may be substantially lower and the repayment schedule may be deferred while the student is still in school. It also differs in many countries in the strict laws regulating renegotiating and bankruptcy. This article highlights the differences of the student loan system in several major countries.

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Publications

Cato Institute · 14 November 2024 English

After President Joe Biden signed an executive order instructing the government to research and develop central bank digital currency (CBDC), nearly every agency responded with public reports. The one outlier …

and untested executive authority by forgiving student loans give Americans every right toRELATED TAGS Banking


Cato Institute · 14 November 2024 English

Public colleges have two main sources of income to fund their educational activities--direct state funding (often called appropriations) and tuition revenue. This study documents the history of these revenue sources …

federal financial aid, such as Pell grants and student loans, are not a separate revenue source. This is


The Aspen Institute · 14 November 2024 English

Personal wealth—savings and assets minus debts—is a central component of household financial security for families at all income levels. Obtaining homeownership is frequently and justifiably viewed as a primary way …

hold student loan debt than homeowners, with student loans being renters’ largest debt held by median Credit Card Balances at Similar Rates and Student Loans at Higher Rates Than Homeowners Percent holding cars (one with a payment, and one paid off), student loans from one adult’s bachelor’s degree in education


Resolution Foundation · 8 November 2024 English

Support for parents in education has been entirely overlooked in the childcare debate Of course, supporting parents to enter work or to increase their hours is a laudable policy objective: …

actual costs, hence the data break. Source: Student Loans Company; Student Support for Higher Education 2022/23 (Source: ONS, Labour Force Survey; Student Loans Company; Student Support for Higher Education


AEI: American Enterprise Institute for Public Policy Research · 7 November 2024 English

Abstract Particularly since the 1990s, federal statistical agencies have worked to improve the ability of various price indexes to measure changes in the cost of living. However, in recent years, …

wealth) less debt (non-home real estate loans, student loans, credit card debt, vehicle loans, and other


ADB: Asian Development Bank · 5 November 2024 English

This paper examines how booms and busts in peer-to-peer (P2P) lending in the People’s Republic of China (PRC) affect monetary policy transmission to inflation and output.

and abolish the practice of using funds for student loans, investment speculation, and down payments


NIESR: National Institute of Economic and Social Research · 5 November 2024 English

• But businesses will face higher employment costs in terms of the above inflation rise in the NMW and the NLW, the higher rate of employer NICs and the lower …

illiquid) including funded pension schemes, student loans, and equity in private companies. It does not


Cato Institute · 5 November 2024 English

Like most libertarians--and most sane Americans--David Friedman looks upon the Trump v. Harris contest with dread: My opinion of the election is "a plague on both your houses." Kamala Harris …

whether or not youʼre on the hook for your student loans. If Trump wins, I donʼt hold out hope for deconstruction


Urban Institute · 31 October 2024 English

To design policies that ensure justice for all, we need tools for estimating not just a proposal's price tag but its fairness. While several attempts at such equity analyses have …

would be similar to the scoring rules for student loans, where failure to adequately fund the program


World Bank Group · 31 October 2024 English

The Journey Ahead: Supporting Successful Migration in Europe and Central Asia provides an in-depth analysis of international migration in Europe and Central Asia (ECA) and the implications for policy making. …

directly at students and graduates, including student loans, time-based repayment loans, and income-contingent


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